Betting Sites that Accept Credit Cards in Nigeria 2025

Using a bank card is one of the most popular and convenient payment options on Nigerian betting platforms. Funds are credited almost immediately, so players don't have to wait. To deposit and withdraw winnings, users simply need to enter basic details: card number, expiration date, cardholder name, and so on.

In this article, we will tell you more about how to manage your gaming account with a credit card. We will also tell you which sports betting sites that accept credit cards payments. Keep reading so you don't miss any important details.

What is a Credit and Debit Card?

A credit card is a card issued by a bank that allows the holder to safely use credit funds to pay for services on betting sites, withdraw cash, and conduct other financial transactions. The main difference between a credit card and a debit card is that with a credit card, you borrow money from the bank and are required to repay it within a certain period, usually with interest charged on the loan.

Today, several major international payment systems issue credit cards. The most popular ones are:

• Visa;
• Mastercard;
• Verve.

Please note that bookmakers may ask you to confirm that you are the owner of the bank account to help minimize the risk of fraud.

Best Betting Sites that Accept Credit Cards in 2025

Since this method is popular, it is available on many bookmaker platforms. We will tell you about the features of replenishing your account on each bookmaker's website in order.

1xBet: Betting Site that Accepts Visa Card

The 1xBet payment system is one of the most diverse on the market, as in addition to credit cards, players have access to additional payment methods:

• E-wallets;
• Self-service terminals;
• Internet banking;
• Prepaid cards;
• Bank transfer;
• USSD.

If you still want to use a bank card, the system supports Visa, MasterCard, Verve, and other operators. To complete the transaction, you need to provide your email address, card number, expiration date, and CVV code.

Betwinner: Best Ways to Fund Your Sports Betting Account

Want to start placing sports bets using your bank card? This is a good decision, as this method ensures fast transaction processing, which is important when placing live bets. Betwinner holds a local license and adheres to strict security measures, ensuring your financial data is protected.

Currently, the bookmaker supports payments via Verve. If that's not enough for you, consider other methods:

• E-wallets;
• Internet banking;
• USSD.

Overall, Betwinner's payment system is flexible, so you're sure to find something that suits you.

22bet: Best Visa Betting Site 2025

If variety is important to you, we also recommend checking out 22bet. This bookmaker offers debit and credit cards (Visa, MasterCard, Verve), as well as:

• Flutterwave card deposits;
• Paystack card deposits.

The platform's deposit limits are quite high, so we are sure you will like them too.

Helabet: Online Bookmaker with Visa Card

Bank cards are the fastest way to top up your account, and Helabet customers know this firsthand. In addition to traditional Visa, MasterCard, and Verve, local players use the services of the payment operator Opay. If, for some reason, you cannot top up your account using credit cards, consider other options:

• E-wallets;
• Internet banking;
• Bank transfer;
• USSD.

Melbet: One of the Best Visa Bookmakers

When you visit the Melbet website, you will immediately see that it caters to a wide range of customer preferences. To make a deposit, you need to:

1. Register.
2. Go to the “Deposit” section.
3. Go to the “Credit and Debit Cards” section.
4. Choose one of the payment operators:
   • Bank cards;
   • PaystackCard (Verve, Visa, Mastercard);
   • Opay Bank Card (Visa, Mastercard);
   • Flutterwave Card Payment (Visa, Mastercard).

Users also have access to cash, bank transfer, e-wallet, and mobile payments.

Paripesa: Best MasterCard Betting Sites

Paripesa is also one of the bookmakers that allows online payments using credit and debit cards. Once you go to the relevant section, you will see the following options:

• Cards Monnify;
• Flutterwave Visa, MasterCard;
• Interswitch;
• Visa/Mastercard.

1win: How to Start Betting Using a Visa

One of the main advantages of 1win is its payment system, which provides platform customers with a wide range of deposit and withdrawal methods. The bookmaker focuses on the security and speed of financial transactions, so you won't regret trusting it. The only thing, in our opinion, that needs improvement is to eliminate the lack of structure and create tabs that help customers quickly find the payment methods they need.

Megapari: How to Bet Using Credit Cards

At the time of writing, there is no information available indicating that Megapari customers can top up their accounts using credit cards, but we will update this information as soon as the situation changes. Current methods include bank transfers, e-wallets, cash, internet banking, cryptocurrency, and e-vouchers.

888Starz: Best Online Betting with Visa

Unfortunately, this bookmaker does not support credit card payments. The only options available for depositing funds are cryptocurrency and bank transfer.

Linebet: Best Credit or Debit Card Payments

Linebet supports various debit and credit card transactions. Overall, the account replenishment process is simple and intuitive, so even new players won't need to spend much time learning the platform's technical features. It should also be noted that Linebet offers a choice of both local and international currencies, allowing it to serve as many countries as possible and accommodate the capabilities of all its customers.

How to Deposit Betting Accounts Using Visa and Other Credit Cards 

Making a deposit is one of the most important steps in starting the game. Next, we will tell you how to fund your online betting account using credit or debit cards.

Deposit Times, Fees, and Limits 

In this section, we have compiled a list of bookmakers that offer deposits using Verve, Visa, and Mastercard.

Debit or Credit Card Deposit Details

Bookmaker	Times	Fees	Limits
1xBet	Instant	No fees	100 NGN - 4,999,000 NGN
22bet	Instant	No fees	20 NGN - 10,000,000 NGN
Betwinner	Instant	No fees	250 NGN - 20,000 NGN
Helabet	Instant	No fees	250 NGN - 1,000,000 NGN
Melbet	Instant	No fees	250 NGN - 5,000,000 NGN
Paripesa	Instant	No fees	100 NGN - 100,000,000 NGN
1win	Instant	No fees	1,000 NGN - 1,000,000 NGN
Linebet	Instant	No fees	1,600 NGN - 2,000,000 NGN

How to Make a Credit Card Deposit

If you want to use MasterCard or Visa as a payment method, follow our instructions:

1. Go to the website of the bookmaker you have chosen.
2. Register and verify your account.
3. Go to the payments page and click on the “Bank Cards” or “Payment Cards” tab.
4. Select MasterCard or Visa as a deposit method.
5. Enter the required details that will be included in the payment form.
6. After clicking the “Confirm” button, the system will redirect you to a new tab, where you will be asked to enter the details of the bank card you are using (number, expiry date, CVV code, etc.).

Withdrawing Winnings to Your Credit Card 

In this section, we will list bookmakers that allow you to not only make deposits but also withdraw funds via MasterCard or Visa. 

Withdrawal Times, Fees, and Limits 

Unfortunately, only one bookmakers currently offer credit card withdrawals.

Credit Card Withdrawals

Bookmaker	Times	Fees	Limits
Megapari	15 min	No fees	550 NGN

Can Winnings Be Withdrawn to Credit Cards? 

Of course, MasterCard or Visa bank cards can be used for withdrawals if you made a deposit using them. If the payment was made via e-wallet, bank transfer, or any other channel, please contact the support team.

Bonuses and Promotions for Credit Card Users

The bonuses we will discuss in this section are universal. In other words, participants can deposit money using any of the available payment methods. Perhaps in the near future, platforms will offer special deals exclusively for credit card holders, but at the moment, we have not found any such offers.

On the other hand, the fewer restrictions there are on bonus requirements, the greater the interest from users. We will tell you about the main bonuses that work under simple conditions, thus forming a standard loyalty program.

First Deposit Bonus 

Every betting site included in this review offers this classic promotion to its new customers. What's more, these promotions are designed for players of all types to satisfy the interests of both sports fans and slot machine enthusiasts. We checked out the bonus offers from the top 5 bookmakers and selected some of the most lucrative sign-up bonuses.

List of the Betting Sites with Bonuses Available for Credit Cards

Betting Site	Sports Bonus	Casino Bonus
1xBet	300% Bonus Up to 600,000 NGN	7,000,000 NGN + 150 FS
888Starz	200% Bonus Up to 596,104 NGN	1,850,000 NGN +150 FS
Betwinner	200% Bonus Up to 100,000 NGN	655,000 NGN + 150 FS
Megapari	200% Bonus Up to 362,000 NGN	2,657,000 NGN + 150 FS
Paripesa	100% Bonus Up to 180,000 NGN	2,500,000 NGN + 150 FS

Free Bets and Cashback 

If this isn't your first time hearing about online betting, then you're probably already familiar with the bonuses that virtually every bookmaker offers today. We invite you to learn more about this category of special offers and how they can be linked to credit card use.

So, let's start with free bets. Bookmakers often add this promotion to their loyalty program, rewarding customers for their loyalty or supporting them in difficult times, i.e., when they lose.

The best bookmakers offering this bonus are:

• 1xBet (Bonus for a Series of Losing Bets);
• 888Starz (Free Bet in the Betting App);
• Megapari (Free Bet on Your First Deposit);
• Paripesa (Free Bets in Aviator).

The next bonus is cashback. Many bookmakers even have a separate section for it, thus emphasizing its importance. There is probably not a single player who would not be happy to get back at least some of the money they spent. Sometimes you can find exclusive offers where organizations offer cashback on deposits made with credit cards.

Sites that offer cashback bonuses:

• 888Starz (VIP Cashback);
• Linebet (VIP Cashback, Weekly Cashback);
• Paripesa (VIP Cashback in the Casino, Weekly Cashback 3%);
• Megapari (Cashback on Sports, Cashback in the Casino, Friday Cashback).

Reload Deposit Bonuses 

The point of a reload bonus is that when a player makes a repeat deposit on the site, they receive a cash reward, which motivates bettors to return to the game as often as possible. For example, 22bet pays its customers 175,098 NGN for payments made on Fridays.

Players registered with 888Starz can expect a 40% bonus of up to NGN 370,000 for their 8th deposit.

Safety and Security of Credit Card Betting 

In this section, we will discuss the security issues when paying bets with credit cards.

Protecting Your Financial Information 

Protecting your payment details is a priority for most modern bookmakers, so platforms usually take a comprehensive approach to security. Remember that it all depends not only on the betting operator's level of responsibility, but also on you. We recommend using reliable PIN codes and not disclosing confidential information, including your credit card details. The “Terms and Conditions” section, which every company has, states that all betting operators must store all received data in an encrypted database. If a bookmaker suspects a user of illegal activity, it is one of the rare cases in which the bookmaker has the right to transfer personal data to the relevant authorities.

Secure Betting Platforms

Our rating includes only the top online betting sites, where payments are protected by standard encryption measures, so you can be sure that your transactions are secure. Some sites even let you enable two-factor authentication, thereby increasing the protection of your account details. For example, 1xBet, Betwinner, and Megapari do this.

We would also like to point out that all payment systems, including Visa debit or credit cards, are verified and licensed, so you can relax and place your bets with peace of mind.

Alternatives to Credit Card Betting Sites 

We cannot say that other payment methods are used less frequently, but cards remain the most convenient channel for most players. If you find yourself needing to find alternative deposit and withdrawal methods, it is most likely for one of the following reasons:

• Your bank restricts money transfers to bookmaker accounts;
• You want to increase your level of anonymity when making transactions;
• You feel the payment operator's limits are too strict.

Prepaid Cards

If you are one of those players for whom security is the main criterion when choosing a payment method, we recommend paying attention to bookmakers that offer prepaid cards. The idea behind these cards is that players can only deposit a certain amount, set by the card issuer. This makes them a great option if you plan to control your spending.

Among such sites is 1xBet.

E-wallets and Cryptocurrency

An e-wallet acts as an intermediary between your account and the bookmaker, so if you want to ensure an extra level of privacy when transferring money, this is a great way to do so. Cryptocurrency is also gaining popularity among players in Nigeria, as it offers several advantages, the main ones being high confidentiality and fast processing of payment requests.

Sports Betting Experience Using Other Payment Methods

Advantages	E-wallets	Crypto
Anonymity	High	Maximum
Payment processing speed	High	Depends on network
Fees	Medium	Low

Bookmakers that accept these methods:

• 1xBet;
• Helabet;
• 22bet;
• Megapari.

Conclusion 

In this review, we looked at some of the best online sports betting sites accept credit cards to fund your gaming account. The most common methods for the Nigerian market are Visa, Verve, and MasterCard, but some platforms may offer services from other payment operators. Keep in mind that in 99% of cases, before making any transactions, you will need to upload documents identifying your identity and confirm your phone number or email address.

We wish you good luck!